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Saving Time and Money Working with a Real Estate Buyer’s Agent

Posted by admin | Posted on 30-12-2010

Tags: Agent, Buyer's, Estate, Money, Real, Saving, Time, Working

Saving Time and Money Working with a Real Estate Buyer’s Agent

In residential real estate transactions, sellers commonly take pains to interview and to select a Realtor.

They will talk to friends, get referrals, ask for references, and generally interview prospects. Buyers, on the other hand, tend to just respond to an ad, as if “University Park homes for sale” tells them anything they need to know about the professional with whom they will be doing business. By the way, University Park is a leading suburb surrounding Southern Methodist University in Dallas, Texas.

What Real Estate Homes For Sale Ads Don’t Tell You

Let’s continue this example … that advertisement for homes for sale in University Park, will most likely contain a nice set of photos, a brief summary of the property’s major amenities, and a stated asking price.

Certainly, those things are important and “eye catching” in making a buyer want to actually see the listing. There are many important things, however, to which that ad copy does not speak about the actual Realtor you would be working with, including the:

- education and training,

- market experience,

- professional focus,

- ethics practices,

- and area knowledge

If all you do as a buyer is answer an ad, you are going into an important and potentially expensive transaction essentially blind. The situation is made even more complex if the buyer is relocating to Dallas from another part of the country.

The Most Successful Transactions Involve Two Agents

The most successful real estate transactions are those in which each side is represented by its own professional: the listing agent for the seller and the buyer’s agent for the buyer. That way, each side has its own professional representing their interest.

The listing agent is interested in selling you their client’s house. Let me repeat that part: their client’s house. The buyer’s agent will go farther in helping the consumer to understand the implications of buying a particular property. The buyer’s agent has much ore incentive to point out both pros and cons of a particular property.

If they are a good agent, they’re interested in the long-term interests of their client. Thinking long-term is the way to build a real estate business and generate referrals from satisfied and grateful clients.

Buying a piece of residential property is likely the largest purchase most individuals will ever make in their lives. It means buying not just a home, but buying into the community in which that home is situated. A decision of that magnitude deserves — in fact, cries out for — the highest level of professional expertise and consultation at your disposal.

Buyer’s Agents Work On Your Behalf

Buyer’s agents protect the broader interests of their clients by helping them to understand:

- current market values,

- long-term investment potential,

- the implications of relocation,

- and, perhaps most importantly, the nuances of location, both in the immediate neighborhood adjacent to the property and in the broader surrounding community.

That University Park real estate ad, for instance, will not tell the buyer they are considering moving to:

- the top suburb in Dallas/Fort Worth according to D Magazine in 2002, 2004, and 2008,

- an area served by the seven campuses of the Highland Park Independent School District, all with “Exemplary” ratings from the Texas Department of Education,

- neighborhoods situated five miles from downtown Dallas that are highly regarded for quality of life issues,

- or that University Park houses carry a relatively low tax rate when weighted against some of the highest long-term property values in the city.

You most certainly care how many bedrooms and bathrooms the house has, but you care as much or more about the value of your investment and the quality of life you and your family will enjoy in and around your new home.

Realtors Are The Licensed Professionals

This deeper level of purchase consultation comes out of confidential discussions with a real estate professional who seeks to meet the client’s:

- needs,

- tastes,

- and budget.

While the vast majority of Realtors sometimes work with buyers or sellers, most have a specialty. For the buyer, the question becomes a simple matter of:

- Do I want to work exclusively with someone who is trying to sell me something?

Or…

- Do I want to work with someone who is going to help me buy the property that best matches my personal situation?

Consumers interested in buying a home should exercise the same degree of care in selecting a Realtor they would apply to the search for any other professional. Find a knowledgeable member of the real estate profession who will protect your interests and those of your family and who will help you to spend your money wisely and well.

Qualities To Look For In A Realtor

You want a Realtor who:

- fully understands both sides of the transaction process,

- does not engage in high pressure tactics over supplying real, useful information,

- actively assists clients in researching ALL available listings that meet buyer criteria,

- and who will inform you about the long-term implications of properties in which you are interested. If you are going to relocate to Dallas, you also need an agent who understands the special needs of those relocating to Texas.

Finally, buyers want and need a Realtor with excellent communications skills who is easily reached at any point in the search for or purchase of a property. A buyer’s agent is not a luxury in the search for “real estate for sale in University Park,” that professional is a necessity.

article submitted on behalf of author Darrell Self.

Are you buying or leasing a home in Dallas | Fort Worth Texas (DFW)? Darrell Self can help you if you’re shopping for University Park TX homes for sale or relocating to Dallas Fort Worth in the future. Visit DMD Realty DFW.com and browse ALL the homes for sale (and ALL the lease homes) listed in the MLS on 1 website … no registration required.

Article from articlesbase.com

Do Online Degree Programs Lead to “real” Degrees?

Posted by admin | Posted on 28-12-2010

Category : Pharmacy Students

Tags: Degree, Degrees, Lead, Online, Programs, Real

Do Online Degree Programs Lead to “real” Degrees?

Most of us are used to the traditional concept of education. You search for the right program, or at least the closest program that offers something close to what you need. You stand in line for hours waiting to register, fight for parking places to rush to class, and stay up all night trying to cram for the next big exam. Now that you are “all grown up” the idea of going back to school and trying to juggle all of your responsibilities of a family and some how managing to keep your job so that you do not starve to death while you pursue the means to that next big promotion, is well…a bit overwhelming. And it seems that every where you go online you are seeing another ad about some new online degree program which, given the importance of continuing education in the job market today, sounds rather tempting. However, what can you expect from an online program? Are they legitimate degrees from accredited universities?

The simple answer to those questions is…yes, you can obtain a legitimate degree from a regionally accredited university right from the comfort and convenience of your own home. Understanding the high demand for continuing education, professional development, and advanced degrees in the ever changing and increasingly complexed job market today and given the challenges for many working adults that would prevent them from obtaining further traditional education, many universities and academic institutions have started offering programs online. Distance education providers includes colleges, universities, and other schools from all over the country including some top ranked universities like The University of Florida, The University of Cincinnati, Eastern Kentucky University, Mountain State University, and the University of Saint Mary just to name but a handful.

The types of degrees that you can earn online vary from professional certifications that can be obtained over a short period of time to more traditional bachelor’s degrees. Online degree seeking students are not limited to only undergraduate work either, many universities offer graduate certificates, Master’s degrees and even doctorates all online. Once such example is The University of Florida’s Doctor of Pharmacy online degree program which has been “ranked as one of the top 10 in the nation by US News and World Report”.

The different fields in which online degrees are being offered also leaves students with a lot of options. With online programs being offered in field such as Education, Criminal Justice, Management, Health Care, and Fire and Safety just to list a few, you have almost as many educational options online as you have had with traditional, on campus education in the past. The cost of online degree programs are fairly comparable to that of more traditional degree offerings. Most universities have kept the tuition costs for the online programs of study at around the same amount that on campus students are paying. And since a lot of the course material is all online or maybe included in the cost of tuition, you may actually end up paying less in the long run for your degree.

So if you have been debating on furthering your education but were worried about finding a “real” degree program, do not worry- there are plenty out there to choose from.

Bailey Smith writes about masters in educational leadership. Visit http://mastersed.uc.edu to more about masters in educational leadership

Article from articlesbase.com

The Great American Real Estate Giveaway

Posted by admin | Posted on 27-12-2010

Category : Region V

Tags: American, Estate, Giveaway, Great, Real

The Great American Real Estate Giveaway

As the media reminds us on an almost daily basis, many sectors of the real estate market are in the midst of one of worst adjustments since the Great Depression. This is evidenced by the most recent California Association of Realtors (CAR) publication on existing home sales which reported a price decline in the median selling price of 35.3% from a year earlier. During the worst 12 month period during the Great Depression U.S. housing prices fell by a less dramatic 10.5%. For investors with high tolerance for risk, it may now be time to embrace the timeless proverb â€œbuy low – sell highâ€ and start sifting through the wreckage for bargains. And while bargains exist, they are not available universally across all locations or property types. Investors must know where to look, have proper guidance and understand the proper methods for valuation. The sectors with the most opportunity are single family residential properties (SFRs) in class B or B-minus locations of suburbs outside major metropolitan areas. Properties in many metropolitan markets have adjusted very little, while towns in extended metropolitan areas (MSAs) have deteriorated acutely.

Using the San Francisco MSA as an example, CAR statistics released for June 2008 indicate a year over year decline of 4.3% for San Francisco proper. Comparatively, the median selling price in Vallejo, California, a suburb about 30 miles outside of San Francisco, has decreased a much more dramatic 37.3% year over year. Vallejo is still accessible to San Francisco via public transportation including frequent commuter bus routes, Ferry access, casual car-pool access and BART access from the Richmond, California station. Furthermore the statistics do not fully reflect the willingness of banks and distressed sellers to negotiate on a case by case basis in these markets. As an example, one of our investors is currently purchasing a SFR in Vallejo for 4,500. In this instance the property is being acquired for a 65% discount relative to the implied valuation on June of 2007 (based on comparable sales from First American Title Company). Although this 65% discount is tantalizing it should not be a deciding factor in the decision to purchase the property.

Using a discount to market value approach is a fools approach to valuation at this point in the current environment, because it assumes that historical prices were rational. A discount to market value wonâ€™t pay the mortgage and it doesnâ€™t ensure that the home will be affordable to prospective buyers when an investor is ready to sell. Investors should alternatively use an income approach or an affordability approach to valuation.

For example, consider the Vallejo property discussed previously. From an income approach (assuming a 30% down-payment), the cash on cash return is about 11.6% per year and the cap rate is 9.54%. From an income standpoint this is an attractive cash yield. It handily exceeds the national average money market rate of 2.99% annual percentage rate and the 2.90% average dividend yield for S&P 500 non-zero dividend stocks. This additional return offers substantial compensation for the additional risk and management responsibilities required for this investment.

From an affordability standpoint the medium household income in the zip code is ,030 per year. Most lender underwriting guidelines consider that 28-33% of household income is an allowable limit for housing related expenses (rent or mortgage plus taxes and insurance). Using this guideline as a benchmark, the average household in this zip code can afford ,000 per year (,250 per month) toward housing related expenses. The mortgage payment for the Vallejo property will be approximately 0 plus monthly expenses of 0 (taxes, insurance, and repairs/maintenance) which is comfortably below the affordability implied limit of ,250 per month. Assuming a 90% loan to purchase price and a 7.0% fixed rate mortgage, this property could be purchase by the median household for up to 2,000. This represents a 70% premium to the purchase price of 4,500. As a cautionary note, valuation based on affordability wonâ€™t guide market values until the mortgage market returns historical underwriting guidelines. Further details of this transaction are posted on our website www.unitedinvestors.com >> education center >> sample property.

Brian Topley, CCIM is Chief Investment Officer of United Investors real estate investment advisors based in San Francisco, CA. United Investors advises individual and institutional investors in the purchase, leasing, management and disposition of bank owned/foreclosure properties. He may be reached at www.unitedinvestors.com or (415) 274-2521.

This information is intended merely to be a general discussion, not deemed to be investment or legal advice. Real estate investments are not suitable for all investors and involve significant risks. Individual investors should consult their tax advisor, CPA, and financial advisors prior to making any investment decisions.

Article from articlesbase.com

Investment in Mohali Real Estate

Posted by admin | Posted on 22-11-2010

Category : Pharmacy Students

Tags: Estate, Investment, Mohali, Real

Investment in Mohali Real Estate

Investment in Mohali Real Estate

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Investment in Mohali Real Estate

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Posted: Jan 25, 2010 |Comments: 0
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Investment in Mohali Real Estate

By: Deepika Bansal

About the Author

Deepika Bansal writes on behalf of http://www.99acres.com, which is an internet portal dedicated to meet every aspect of the consumers needs in the real estate industry. It is a forum where buyers, sellers and brokers can exchange information, quickly, effectively and inexpensively. At 99 acres, you can advertise a property, search for a property and browse through Chandigarh Real Estate and Properties.

(ArticlesBase SC #1778887)

Article Source: http://www.articlesbase.com/ – Investment in Mohali Real Estate

Chandigarh Tricity or Chandigarh Capital Region is formed by cities of Mohali, Panchkula and Chandigarh. It is an upcoming tier-II city located adjacent to West Chandigarh. It is almost an extension to Chandigarh but is now developed as a separate city. After Chandigarh real estate, the investment in Mohali real estate is the most favorable option. Major Indian property developers and property buyers are penetrating into the booming potential of Mohali real estate market.

Indian real estate developers are now developing residential and commercial sectors in Mohali. The commercial advancement in the city is conducive to the emergence of residential sector. With flourishing residential market, the rates of property have also been upped manifolds.

Also, there are a number of corporate companies setting up their offices in Mohali like Convergys, Infotech, etc. and other IT industries. It also houses state owned companies like PTL (Punjab Tractor Limited) along with leaders like Godrej Group and ICI Paints. Multinational giants like Dell, Quark, Philips, etc are also marking their presence in the city. These business leaders employ highly paid professionals who then need accommodation and can pay higher rents. This has impacted the residential market and has resulted in doubling or even trebling the property prices.

Mohali offers some of the best colleges in education industry across all sectors like engineering and technology, hotel management, pharmacy, etc. Students from nearby areas such as Chandigarh, Delhi, UP, etc come to study in colleges like Chandigarh College of Education for Women (CCEW), Chandigarh Engineering College (CEC), Chandigarh College of Pharmacy (CCP), NIPER, CCHM, MSKCON, SASIITR, SUSCET, C-DAC and many more. This has also added to the demand for houses and apartments in Mohali. The deficit in supply has resulted in hike in property rates and rents.

Another reason for the increase in rates of property in Chandigarh is that influential real estate developers like TDI, Unitech, Emmar-MGF, etc. have been actively participating in building property in Mohali. Secondly, the boost in industrial investment generated the need for world class infrastructure and state-of-the-art amenities. The city of Mohali is witnessing development in commercial, hospitality and healthcare sectors as well with opening up of various malls, hotels and hospitals. The entertainment sector in Mohali would soon see a Megaplex coming up by Adlabs cinemas, a Reliance ADAG venture. With incessant development across all sectors in Mohali, the recorded rise in property rates vary from 50-150 percent.

Punjab Cricket Association (PCA) has established a highly modernized cricket stadium in Mohali. Apart from Punjab Cricket team, it has given birth to Indian national players like Harbhajan Singh, Yuvraj Singh, Dinesh Mongia and others. This swanky stadium with high class amenities is also among one of the reasons for growing property prices.

There is a lot more happening on investment front in Mohali with innumerable home buyers including traders, employers, residents and NRIs putting in their money in residential property. The well planned and highly pleasing architecture of Mohali augments the growth of its real estate market.

The tremendous increase in Chandigarh property rates would be further elevated by huge projects like Mohali Hills by Emaar MGF, Golf Links by Ansal API, Pearls City by Pearl Infrastructure, etc. Not only this, Unitech and Taneja Developers along with other top notch developers are taking interest in pumping money in Mohali. Other projects in pipeline include senior secondary schools, independent villas, health clubs, recreation centers, five-star hotels, hospitals, etc.

Quark has built QuarkCity in Mohali with a residential and shopping complex, SEZ, medical, entertainment and educational districts over 51 acres of land. It is expected to generate more than one lakh direct and indirect jobs.

Mohali Hills, the mega project undertaken by Emaar MGF is a signature project of over Rs. 16,000 crores. It is a first ever integrated township in Punjab and aims at developing luxury villas, residential plots, shopping malls, recreational centers, education and healthcare zones, offices and IT Parks.

Ansal API and Pearl Infrastructure are working on an integrated township, Golf Links and Pearls City respectively. Taneja Developers is planning a 200-acre township in the city.

Mohali real estate market is thus booming in its full swing and presents large number of opportunities for both property buyers and developers. It has currently become one of the most promising markets to invest in.

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Florida Investment Real Estate, First Things First

Posted by admin | Posted on 22-10-2010

Category : Region II

Tags: Estate, First, Florida, Investment, Real, Things

Florida Investment Real Estate, First Things First

Considering investing in property? What are some pertinent things to consider before taking this leap? Of all the investment possibilities, investment in land generally produces the most positive results. It is vital, however, to carefully investigate the pros and cons, benefits and deficits of real estate investment. Most people look at investment real estate as risky and feel woefully inadequate to tackle this form of investing. They feel lost, not knowing where to even begin! A multitude of information is available and knowing how to search can seem daunting. A web site search will produce boatloads of information, some valuable and some not. Some key words to search are real estate investment, investment property, and investing in real estate. This will begin the process for you. Not all available information is worth your time, however. Beware when the site promises high return for little down. Also beware of sites whose main goal is to solicit your money. Web searching is one form of research. Another is talking to a reputable real estate broker or real estate lawyer. One of the best sources of information is a friend you trust who has done real estate investing. A trustworthy friend who started as a novice and progressed to real investing is probably your best source of reliable information. Their voice of experience rings the loudest since they are a layman like you who had to discover for themselves each step of the way how to make successful investments.

Investment Real Estate, Rental Units

Let’s look at some sound reasons for investing in real estate. Real estate generally appreciates at a greater rate than the rate of inflation and offers great tax benefits. Selecting real estate in a desirable location will prove to be profitable especially in burgeoning areas, usually in suburbs which are a reasonable commute to city jobs. Of course the old adage, location, location, location is a very pertinent piece of advice to take to heart. Think of the most expensive housing markets today. If you have lived in an expensive housing market, or have visited there, you will notice that along with exquisite homes offered for sale at exorbitant rates, small, older homes you would never consider buying in another market are being offered for huge dollars. Why? Location, of course. When a housing area becomes desirable, even those small dumpy homes will sell for a considerable amount of money. Let’s stop for a moment and look at the advantages of investing in rental units as opposed to purchasing property for resale. One of the largest factors to consider in purchasing property for resale is finding properties that will resell at a higher rate than purchase, of course. Finding these properties is not as easy today as it may have been in the past. It used to be that fixer-uppers and foreclosures were avoided by homeowners and investors alike. Not so today, those same homes are being feverishly snatched up in the current booming housing markets.

Florida Investment Real Estate – Why Florida Is a Good Choice

Finding homes to purchase and turn over quickly for cash is becoming more and more difficult, leading many to consider purchasing property for the purpose of renting. What are some advantages to renting and what locations would be most desirable for purchase with a rental goal in mind? Owning rental property provides some unique advantages. If you have the time as well as the finances to invest, rental property could end up paying for itself in the long term. In order for this to be true, the most important thing to search for is property in a great location for renters. You don’t want to be searching for renters for months on end while you are being drained of capital. Those mortgage payments never stop, even when the list of renters has been exhausted. Buying rental investment property in a college town is a good bet for the possibility of continual renters and also buying in transient areas and tourist areas. Of all the above, tourist areas tend to be your surest source of consistent renters. Numerous high density tourist areas exist across the nation, but one of your best bets for purchase and consistent renters would be a sun-drenched spot with a year-round temperate climate. California and Texas would fit the bill, but as we all know, the most desirable locations in California may be out of reach due to the high cost. Texas may be considered a good choice, but only one state ranks as the premier tourist destination in the world and that would be Florida, the sunshine state.

Florida Investment Real Estate – The Orlando Area

With Florida’s burgeoning population, Florida investment real estate is a great option. Florida ranks 4th in population behind California, Texas and New York. Florida has one of the fastest rates of growth in the nation, making Florida investment real estate a very attractive option for investors. In the 1990’s, Florida grew by 23.5 percent with five counties increasing by more than 60 percent. Projected state growth would bring the population to over 19 million by 2010. An increasingly higher population obviously increases the need for housing. The increasing resident population being a great reason to pursue Florida investment real estate; let’s not neglect another face of increasing housing need. Florida has a tourism rate of almost 77 million visitors in 2004, making it the top travel destination in the world and producing billion of income. Tourists flock to all parts of Florida, the beaches being one of the most attractive destinations. However, Orlando pulls in the most visitors, with 2.6 million international travelers, not including the steady stream of domestic tourists. This alone would offer sufficient reason to purchase rental property. But considering that the grand total of tourists visiting Orlando in 2004 was 48 million people, what great housing investment potential for investors! The biggest drawing card in the Orlando area is, of course, Walt Disney World. The area surrounding Disney has a hotel rate occupancy of about 80 percent. It’s obvious why the Orlando area is considered one of the most desirable tourist destinations in the world.

Florida Investment Real Estate – What are Reasons Tourists Come to the Orlando Area

Owning Florida investment real estate will give vacationers who visit the Orlando area a place to stay while you collect the rent. Theme park attractions are one of the biggest reasons Orlando has become a #1 tourist destination. The three most popular are Disney, which includes Disney World, Epcot, Animal Kingdom and MGM Studios, Sea World and Universal. Each attraction holds an appeal for people of all ages with families and singles alike enjoying each. Kissimmee is the town closest to Disney where families especially enjoy a few of the more laid back sights including Green Meadows Farm. Green Meadows is in an idyllic country setting with tours of the farm and more than 300 farm animals to touch and see. Also in the Kissimmee area is Horse World Riding Stables. The 750 acres of open pasture beckons horse lovers to enjoy a ride beneath the open sky. The Orlando Science Center beckons science buffs both young and old. Learning happens as a by-product here through the realistic, interactive and just plain fun exhibits. Fabulous night life is to be found both in Kissimmee which boasts two very popular dinner attractions, Medieval Times and Arabian Nights. Both serve delectable large portions of food with fabulous jousting and medieval type entertainment. For the shopper, Shopping and dining abound in the Orlando area also as do all sorts of natural environmental experiences.

Real Estate Investment in Florida – Bimini Bay Resort Florida

A well-kept secret but one located just 5 miles from Disney, in the center of Florida is Davenport, a treasure of a town close to the major attractions, yet a world away. On 80 acres of land in the Davenport area, you will find Bimini Bay Resort, Florida. A grand investment opportunity awaits you at Bimini Bay Resort, Florida where the investor participates in property appreciation but is not affected by negative cash flow during the off season. At Bimini Bay Resort, Florida you will find a planned community of luxurious town homes, offering 3 bedroom two baths that are fully furnished and equipped. Bimini Bay Resort, Florida is unique in that the investor can stay in the purchased unit while on vacation for a minimum fee while renting the unit the rest of the year. Management staff at Bimini Bay Resort finds the renters while you enjoy a guaranteed rental income each month. Planned amenities at Bimini Bay Resort include two major restaurants, a grocery, deli and food court and a sports bar restaurant. Bimini Bay Resort will also include a spa and exercise facility. A large business conference center and twin theaters are also planned at Bimini Bay Resort. Peace of mind will be yours at Bimini Bay Resort with its gated access with security cards. A fantastic real estate investment in Florida at Bimini Bay Resort awaits the investor who desires a consistent income without the headaches of day-to-day management. Bimini Bay Resort is worth investigating.

Our Featured Orlando Properties: You have an opportunity to join one of the fastest growing trends in the United States and the world. Orlando is one of the most explosive markets in the country and the Disney resort area has an average hotel occupancy of around 80%. Orlando is known as the vacation capital of the world and the top rated short term rental market, one that shows tremendous potential for real investors.
Tourism – with 76.8 million visitors in 2004 (a record number), Florida is the top travel destination in the world. The tourism industry has an economic impact of billion on Florida’s economy. Click here for additional tourism facts and statistics.

City Population Rank (2000):
(Rounded to the Nearest Thousand)
1.Jacksonville – 736,000
2.Miami – 362,000
3.Tampa – 303,000
4.St. Petersburg – 248,000
5.Hialeah – 226,000
6.Orlando – 186,000
7.Ft. Lauderdale – 152,000
8.Tallahassee – 151,000
9.Hollywood – 139,000
10.Pembroke Pines – 137,000
11.Coral Springs – 118,000
12.Clearwater – 109,000
13.Cape Coral – 102,000
14.Gainesville – 95,000
15.Port St. Lucie – 89,000
16.Miami Beach – 88,000
17.Sunrise – 86,000
18.Plantation – 83,000
19.West Palm Beach – 82,000
20.Palm Bay – 79,000
21.Lakeland – 78,000

Most Populous Metro Areas (2000):
(Rounded to the Nearest Thousand)
1.Tampa/St. Petersburg/Clearwater – 2,396,000
2.Miami – 2,253,000
3.Orlando – 1,645,000
4.Ft. Lauderdale – 1,623,000
5.Jacksonville – 1,100,000
6.West Palm Beach/Boca Raton – 1,131,000
7.Sarasota/Bradenton – 590,000
8.Daytona Beach – 493,000
9.Lakeland/Winter Haven – 484,000
10.Melbourne/Titusville/Palm Bay – 476,000
11.Fort Myers/Cape Coral – 441,000

Home to 11 of the country’s 100 fastest-growing counties, a Florida investment property has high potential as a profit-maker, unlike most other areas. Port St. Lucie, Miramar and Cape Coral are the fastest growing cities in Florida. It’s unlikely you will make a mistake investing in Florida real estate considering the vast number of tourists and new residents flocking to the land of sun and surf. The most difficult decision to make will be which location in Florida to to the bureau’s figures, the number of South American visitors have dropped substantially in recent years, from 659,000 in 2000 to fewer than 300,000 last year.

Other signs point to a recent upswing in international traffic, however. Orlando International Airport officials said in June that the airport recorded a 20 percent increase in international passengers compared with the same month last year.

On International Drive, a tourism corridor that benefits heavily from overseas travelers, merchants are noticing the difference.

“It’s maybe picked up,” said Zach Marino, manager of Texas de Brazil restaurant on International Drive. “In this area it’s hard to tell because this is the spot to be. We have a strong international clientele.”

Asian visitors increased by nearly 40,000 in 2004, and about 100,000 more Canadians traveled to Orlando last year than in 2003.

The visitors bureau noted that it has stepped up its national and international marketing of Orlando, having pulled back on such advertisements after 9-11.

“Our plan is more back-to-normal in terms of marketing thrust,” Peeper said.

New York remained the No. 1 source of domestic out-of-state vacationers to Orlando last year. Experts are predicting that 2005 will exceed last year in terms of both international and domestic visitors.

Earlier this month, Walt Disney World reported percentage growth in the low double digits among international tourists, while the number of domestic customers remained relatively flat during one of the rainiest Junes on record.

Colorado Real Estate

Posted by admin | Posted on 02-10-2010

Category : Region IV

Tags: Colorado, Estate, Real

Colorado Real Estate

Colorado is a state of the U.S.A., which is located within the region of the Rocky Mountain. The population of the state for the year 2006 is 4,753,377.The capital of Colorado is Denver, which is also the most populated city of the state. Its official nickname is “The Centennial State”, and its citizens are called as Coloradans.

The Geography of Colorado

From the eastern part to the western part of the state, the geography of Colorado is made up of basins, plateaus, snowcapped mountains and grasslands. The Grand Mesa is known as the largest mountains with flat peaks all over the entire world. The eastern part of the state has various ski resorts which are flocked by tourists each winter season. This part of Colorado is a perfect place for setting up an investment, so don’t waste a moment and invest on a Colorado real estate.

The Weather of the State

The weather of the state is considered as the best when compared to the other states of the country. The climate of Colorado is defined as dry and cool. On the other hand, the variations of its weather depend on the location and elevation of its areas, and the circulation of air mass around the state. The valleys and the mountain ranges are the other factors which greatly influence the climate. The elevated areas of the state have low temperatures and high precipitation.

The State’s Economy

During the middle of 19th century, the economy of the state expanded due to the development of irrigated agriculture. The later part of the century has seen an importance on livestock. The state’s earliest industries have been based on minerals which are extracted and processed, and on agricultural products. Currently, its products include wheat, cattle, dairy products, hay and, corn. A lot of federal facilities and government agencies are also located within Colorado. Denver is among the cities of the state which has a booming economy. If you want to invest in a commercial business, opt for a Colorado real estate.

Colorado’s Education

Like any other states of the country, Colorado has a lot of universities and state colleges. The state has a university system, which are located in areas like; Boulder, Denver and, Colorado Springs. Colorado also has a university center for health sciences. Aside from these schools, there are a lot of other schools across the state. Colorado is also home to the country’s Air Force Academy. This means that the defenders of the country are honed within the state. With a lot of students looking for a place to stay, rental places are running out of space. You can make an investment on a Colorado real estate by turning it into a rental apartment for students. When you engage in this kind of business, you are assured that you will not lose profit.

Make an Investment in Colorado

To make sure that you are earning from your investment on a Colorado real estate, conduct your business within the metropolitan areas of the state. This is a fact that most of the population of a state reside within these areas because of easy access to jobs, transportation and, great neighborhoods. When you invest on a Colorado real estate, make sure that you research on the market of the neighborhood first.

Seth Willis Jr. is the webmaster for http://www.planetpads.com and a savvy real estate investor. His focus for Planet Pads is to allow users to showcase their real estate from all over the world .Users can browse properties , rentals , vacation homes and commercial properties from every corner of the globe.

Real Estate Opportunities in Oklahoma City

Posted by admin | Posted on 30-09-2010

Category : Region IV

Tags: City, Estate, Oklahoma, OPPORTUNITIES, Real

Real Estate Opportunities in Oklahoma City

There are many reasons to move to Oklahoma City, Oklahoma. Oklahoma City has the excitement of being the capital of the state of Oklahoma but yet can give you the hometown feel family members crave on some of their quieter residential streets. The city has so much to offer visitors and residents including political events, downtown activities including those of the Bricktown Entertainment district and the Myriad Botanical Gardens located in downtown Oklahoma City.

General Facts:

It is the 36th largest city in the U.S. with an estimated population in 2006 of 1,172,339. In 1993 the city passed a redevelopment package called: Metropolitan Area Projects which includes a baseball park, central library, a canal to the Bricktown entertainment district and renovations to the civic center, the convention center and the fairgrounds. The “Core-to-Shore project creates a connection between the core of the city and the shores of the Oklahoma River.

When deciding on whether or not to purchase real estate in Oklahoma City it is important to look at all the areas of interest including: Weather, schools and hospitals, sports and entertainment, demographic information including median price of housing.

Weather:

Oklahoma City weather has an average annual temperature of about 60 degrees with an average rainfall of 33.36″ and an average snowfall of 9.1″ per year and also the skies are usually clear.

Population and Education:

Oklahoma City is the 29th largest metropolitan city in the U.S. with 635,000-employed individuals. The Median age in years of a resident of Oklahoma City is 34.1 with 403,138 households and an average of 2.52 persons per household. The median household income is ,286. Education is valued in Oklahoma City with 28% having a high school diploma or technical school certificate and 27% having a college degree or higher.

Schools:

Oklahoma has a mix of public schools, private and parochial schools, colleges and universities and also Oklahoma city Technology Centers.

Sports and Entertainment:

Oklahoma City has everything for family entertainment including – museums, liberated arts center, children’s theatre, music hall, International gymnastics Hall of Fame, Martin Park Nature Center, National Cowboy Hall of Fame and the National Softball Hall of Fame, the city zoo, the Oklahoma Opry, parks and recreation department, the Philharmonic Orchestra, and White Water bay.

In the minor leagues Oklahoma City has the RedHawks a AAA affiliate of the Texas Rangers, Yard Dawgz of the Oklahoma City Lightning, of the National Women’s football Association, City Blazers of the Central Hockey League.

The New Orleans Hornets of the National Basketball Association temporarily relocated to the Ford Center during the 2005-2006 and 2006-2007 seasons.

When considering a real estate decision, cost of housing, location, education, job opportunity and entertainment are all major items to discuss. Oklahoma City has all your major points of interest in a big city style without forgetting about the hometown residential needs of those who seek those comforts.

Georgetown Texas Real Estate: Communities for the Active Senior

Posted by admin | Posted on 18-09-2010

Category : Region IV

Tags: Active, Communities, Estate, Georgetown, Real, Senior, Texas

Georgetown Texas Real Estate: Communities for the Active Senior

The secret is out, U.S. News has profiled Georgetown, Texas as one of the best places to retire. To current residents, this is no surprise. Nestled in beautiful Texas Hill country, centered over the San Gabriel River, Georgetown is certainly a beautiful place to retire. Residents enjoy long warm summers and mild winters, and southern hospitality only adds to its comfort. Perhaps what makes Georgetown so attractive however, are the superior real estate opportunities. A number of attractive retirement communities with state-of-the-art amenities have sprung up, and the town boasts an active community.

There are several Georgetown, Texas, homes for sale in some fantastic age-restricted communities:

Heritage Oaks: Active adults 55 and up can enjoy 118 acres of rolling terrain in this community by Jimmy Jacobs Custom Homes. It offers single-family homes from 1400-2000 square feet priced from the high 100â€™s. Just opened is an 8,200 square foot clubhouse featuring a 24-hour fitness center, grand ballroom, game room, library, and outdoor BBQ area.

Texas Traditions is the original retirement community by Jimmy Jacobs Custom Homes. Texas Traditions is more established, with homes dating back to 1999. They are in the final stages of development and have a few homes still available. Remaining single-family homes are priced from 0,000.

Sun City Georgetown is arguably the premiere retirement community in Georgetown. Residents have access to championship golf courses, swimming pools, walking trails, tennis courts, a fitness center, art studios, a computer lab, and more. Sun City is currently expanding their amenities and will introduce a new sports and activities complex (with an indoor track and lap pool) along with Sun City Park – featuring a softball field, dog park, and fishing pond. Current homes on the market range in price from 5,000 to 385,00 (two and three bedrooms anywhere from 1,300 to 2,700 square feet) and custom homes are also available.

River Bend: This is a senior community with homes priced from the mid 0′s. An ideal location and low HOA fees make this an attractive and economical alternative to Sun City.

Oaks at Wildwood offers two and three-bedroom, single-story, maintenance-free condo style homes from the high 0s. The clubhouse features a heated pool and fitness center and monthly activites foster community.

Mariposa Apartment Homes offers active seniors the opportunity to rent instead of own. One and two-bedroom apartments or independent cottages are available starting at 2 a month. The clubhouse facility features a pool, exercise studio, game room, movie theater, salon, and more.

While these housing communities certainly offer a lot in the way of things to do, there is no shortage of activities available in Georgetown. For starters, there are 14 parks, five city golf courses, 40 religious centers, and a number of historical sites. Lake Georgetown and the San Gabriel river offer the chance for water sports, camping, or simply relaxing by the water. Continuing education can be found at Southwestern University, Sun Cityâ€™s Senior University, and nearby University of Texas at Austin. The Georgetown Hospital, Southwestern University, Habitat for Humanity, and local school and churches all offer opportunities for the volunteer.

Itâ€™s easy to see why Georgetown is considered the â€œRetirement Capitol of Texas.â€ In addition to boasting a wealth of local activities, Georgetown is host to some of the best active adult communities in the nation. It has experience rapid growth in the last few years due to its appeal to the active senior, but its not too late to take advantage of Georgetown, Texas real estate and everything the town has to offer.

Time to Change your Real Estate Strategy

Posted by admin | Posted on 29-08-2010

Category : Region III

Tags: Change, Estate, Real, Strategy, Time

Time to Change your Real Estate Strategy

We have all heard it. The real estate bubble has burst or is at the very least deflating. Homeowners in approximately two-thirds of the country are watching their home equity melt away. While bemoaning the fact your equity loss is painful, there is still time to look sensibly for housing deals and act accordingly if we begin reassessing how we view real estate.

This article is the first of a series that will provide an explanation of the phenomenon of the housing bubble, why it had to burst and perhaps most importantly, how we should now approach housing as the housing market corrects. Rest assured, the long term picture of rising property values will return as it is fundamently still your best and most important investment. However, in the meantime we need to take stock, just as we would any investment, and assess which way to go from here.

Unless you are a professional investor, most people view their home as a place to live and raise their family while paying bills using wages earned in a growing local economy. Perhaps it is time to look at your home for what it really is a commodity. And just as any commodity, whether it is common stock, pork bellies or real estate, it is subject to the same economic principles that will make its price increase one day and fall the next. The only real difference is the amount of time it will take for the housing market to respond to those factors influencing its price.

What is it that causes your home to have value? The obvious answer is and always will be how much demand is there by potential buyers of your home. Think of it a like selling art. Its selling price is determined solely by what others will pay for it. If the art looks as if it were scrawled on the back of an envelope, you will have few buyers. Conversely, if the art has mass appeal, much like the famous Currier and Ives prints seen so frequently on classic Christmas cards, then there will be more potential buyers.

The greater the number of potential buyers creates the demand (as defined in economic terms) for your home. If you are located in an area where the local economy is brisk, companies are expanding, everybody is enjoying an increasing standard of living, there will obviously be greater demand for housing in the area as more job seekers move to the community in an effort to cash-in on the local prosperity. If you are one of the lucky ones who own a home in the community, the increase in the value of your home is a direct result of its demand. You can see from this example that the value of your home is not a reflection of the construction cost, but rather demand. This is the very reason a home in Sioux City, Iowa is priced less than a home of comparable size and construction cost in Boston.

How expensive must house become before no one will buy? Let us look at an example that has existed in numerous communities in California and south Florida. We will use an an example someone who wishes to purchase a home in California. In this market it is quite common to pay in excess of 0,000 for a 1,300 square foot house. If this small house were purchased with the buyer financing 95% of the purchase price (7,500) using a typical 30-year, 6.125% mortgage, the monthly payment for only principle and interest would be ,453. Since most mortgage underwriting limits the maximum monthly payment the homeowner may make to 28% of gross income, the buyers combined annual household income must be not less than (,453 x 12) / 0.28 or 5,151 excluding taxes and insurance. And just what percentage of households in California have an income this great? Fewer than 10%! This in no way implies there are nott numerous families who wish to live in the area. It is simply that there are few families who are able to qualify for the requisite financing.

As housing prices increase, the fewer families are able to secure the necessary financing. This situation has spawned a whole group of mortgage programs designed to permit more individuals to qualify for larger mortgages allowing the purchase of these higher priced homes. Mortgage programs that have emerged vary from numerous types of adjustable rate mortgages to those that during times of higher interest rates result in payments which are less than the amount required to pay only interest. The risk of this type of mortgage is that it creates greater debt for the homeowner. Many of these mortage programs effectively cause the homeowner to gamble on creating home equity through appreciation without any debt retirement. This is a good bet when the demand by potential qualified buyers is larger than the supply of available houses in the market, but what happens if there is either an increase in mortgage rates or even worse an economic downturn in the local or national economy.

As interest rates for mortgages increase, fewer prospective buyers are able qualify for the a mortgage. As the number of qualified buyers becomes smaller, home owners must reduce the cost of their house in an effort to sell. Those who remember the when Jimmy Carter was President may also recall that the Federal Reserve Board during the 1970s caused mortgage money to be loaned at interest rates in excess of 14%. During this period many homeowners discovered that if you could sell your house it was usually at a loss. The price of housing was almost in a freefall because the number of individuals who could qualify for a mortgage was so small in relation to the large quantity of houses for sale. Supply had exceeded demand creating a buyers market. While this does not compare to the minor increases experienced recently by the mortgage industry, it does point to the reason home prices have been reduced in most overheated housing markets.

Now that you have the basic economic fundamentals of supply and demand, what do you do if you currently live in one of these formerly hot markets. The answer is very simple. TAKE THE MONEY AND RUN! In investment circles this is called profit-taking. However, remaining in the same market requires you to re-invest your profits returning to the same financial position as you were before. Hence, my recommendation is to consider seriously the advantages to relocating to a city where both housing is more affordable and it is possible to enjoy the same or better quality of life. I am not going to recommend you move to the middle of the Mohave desert, but rather to a location the value of housing is appreciating. Just as anyone with a sound investment strategy, your simple goal is to sell high, take your profits and buy low with the reasonable expectation that you will again be able to do it again.

I would like to introduce you to a little gem you should consider for your next home address. Located within a two hour drive of sandy ocean side beaches and a three hour drive of world class mountain ski resorts this metro area provides all any family could desire — plus the potential of a solid 7 percent growth on your home value rate as predicted by Veros Real Estate Solutions. This area has moderate climate with little snow each winter. So where is this little gem? Raleigh, North Carolina.

Formerly thought of as just another sleepy southern city, Raleigh North Carolina began capturing headlines because of its growth in the late 1970s. Fueled, in part, by the Research Triangle Park in conjunction with three major research universities: Duke University, NC State University and the University of North Carolina, Raleigh has grown consistently and now rates as a technical and cultural center in the region.

The US Census Bureau currently ranks Raleigh North Carolina together with the adjacent city Cary North Carolina the 10th fasting growing metropolitan area in the United States. Forbes magazine has named Raleigh North Carolina the 2nd best place for business and careers. Kiplingers Personal Finance has named the Raleigh-Durham area one of the Seven Cool Cities for Young Professionals. Rated the 3rd most educated city in the country by the US Census Bureau, Raleigh provides a wealth of talent creating what Entrepreneur magazine has called 3rd Hottest City for Entrepreneurs.

Check Raleigh, North Carolina out. Look at how much your housing dollar will buy where the advantages are many and housing is still affordable. The local multiple listing service can be accessed through a number of real estate agencies serving the Raleigh regional area — where you can discover how taking the money and running to Raleigh, North Carolina could be the smartest move you will ever make.

Colorado Real Estate – The Rocky Mountains

Posted by admin | Posted on 27-08-2010

Category : Region IV

Tags: Colorado, Estate, Mountains, Real, Rocky

Colorado Real Estate – The Rocky Mountains

Colorado is the land of the Rocky Mountains and all that comes with it. Located in the foothills, Denver is the central location for Colorado real estate.

Colorado

A state dominated by mountains, Colorado is a popular relocation spot for outdoors enthusiasts. The state offers skiing, hiking, rock climbing, fishing, camping and other activities in the mountains in combination with big city sophistication in Denver. A beautiful state, Colorado experiences the full effect of the four season of spring, summer, fall and winter.

Denver

Located in the foothills of the Rocky Mountains, Denver is a modern metropolis and is growing. Undergoing serious redevelopment, Denver has sprouted a new sophistication with a lively night scene, strong cultural feel and big city sports teams. With a population approaching two million, the Mile High City is experiencing significant growth and is starting to experience the negative aspects of too many people. Still, there are plenty of jobs and the city is a great launching point for experiencing the surrounding mountains.

Boulder

Home to the University of Colorado, Boulder is a classic little college town in both atmosphere and appearance. The town is such a pleasant place to live, many have tried to relocate there causing high real estate prices. With the liberal attitude typical of a college town, Boulder is pricey but an absolutely great place to live.

Steamboat Springs

One of many ski resort areas in Colorado, Steamboat Springs is a personal favorite. Originally a ranching town, Steamboat Springs has a definite western atmosphere complete with Cowboy poetry readings and so on. Sitting in a small prairie and surrounded by sweeping valleys, the area is visually stunning in the winter. In summer, flowers bloom and hiking, mountain biking, camping, fishing, bird watching and practically any outdoor activities are readily available. An absolutely great place to live.

Colorado Real Estate

Colorado is one of the more popular relocation destinations in the United States. Californians, in particular, seem to be flocking to the state to escape the crowds and outrageous costs of living in California. One of the keys to getting a good deal in Colorado is to look just outside of centralized locations. You can easily find real estate at a thirty or forty percent discount as little as five miles out of town.

Colorado real estate prices are highly dependent on the location. Denver is reasonable with prices averaging 5,000 for a single-family residence, while the same home in Boulder will cost you an additional 0,000. Move up into the mountains and you can expect prices to do the same.

The Colorado real estate marketing is currently undergoing a bit of a consolidation process. For 2005, appreciation rates have been a relatively low six percent on average.

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